The big question: Discounting Transaction or Incidental Credit?

By Natalie Gillmer|February 18th, 2019|

A question often asked, and understandably so, is what is the difference between a discounting transaction and an incidental credit transaction? On first glance at the definitions in the National Credit Act, 2005 (the “NCA”) they seem almost identical, but one needs to look at the nature of the transaction to differentiate between the two.

Credit providers – Do not forget to comply with Section 129 of the NCA

By Natalie Gillmer|February 7th, 2019|

Before a credit provider takes any action against a consumer […]

Selling your home: Estate agent vs Private sale?

By Michelle Fiorentinos|February 4th, 2019|

As a homeowner, buying your home was probably the biggest
investment […]

Why it is important to always have written agreements in place?

By Arinda Truter|January 29th, 2019|

We know that many business deals are concluded with a […]

Brief synopsis on what not to forget when considering a share buy-back in terms of the Companies Act, 2008

By Natalie Gillmer|January 14th, 2019|

There are 4 main sections of the Companies Act, No. […]

Protecting the ‘unbanked’

By Peter Turner|November 27th, 2018|

In March 2018 the Western Cape High Court delivered a […]

Tagging, liking and sharing on social media – can I be held liable?

By Arinda Truter|November 20th, 2018|

Anything you share, like or are tagged in on social […]

Cyber-Crime Insurance – Understanding and Complying with the Fine Print

By Hazel du Plooy|November 12th, 2018|

You have decided to take out insurance against loss due […]

How consumer protection and advertising practices affect Social Media Influencers in South Africa

By Arinda Truter|October 2nd, 2018|

We all know that brands like Adidas, Nike, Fenty and […]

Prohibited practices in terms of the Competition Act 89 of 1998

By Lucien Lewin|September 21st, 2018|

The Competition Act 89 of 1998 (“the Act”) was enacted […]